Russian banks from the Top 30 see the future for the transformation of banking institutions with the provision of a wide range of services. These banks began to invest heavily in the development of financia/IT technologies that help in the development and implementation of innovative pilot projects. The banking sector of Russia, under the influence of the pandemic and universal self-isolation, has entered the top five most successful countries offering digital banking opportunities. The critical situation was the impetus for the introduction of IT-technologies in the banking sector.

The agro-industrial complex of the Belgorod region is the basis for the development of the region. The location of crop production depends on soil and climatic conditions. The article assesses the location of crop production in the Belgorod region in three natural and climatic zones. Recommendations for prospective placement basedon the analysis of production efficiency have been developed.

The activity of any enterprise is impossible without the availability and effective use of financial resources. The financial stability of an enterprise is an indicator of its wellbeing. In modern economic conditions, it is important to analyze liquidity and solvency in the framework of evaluating the effectiveness of the enterprise. The article presents the results of the analysis of the liquidity and solvency of an agricultural enterprise, as well as recommendations for maintaining an acceptable level of liquidity.

The article is devoted to the consideration of the main directions of digital transformation of the transport industry in Russia. It is proposed in the process of digital transformation to integrate the community approach into the company's business model using blockchain technology and methods and results of data science; complement the new digital culture with a digital team and new communities that help management solve business problems; focus the attention of the company's management on its employees and develop those competencies in them that robots and artificial intelligence systems cannot implement: develop algorithmic, computable and non-linear thinking in all employees of the company.

The features of the formation of the anti-crisis management system for specialpurpose enterprises are considered. Anti-crisis management strategies in industry are proposed.

The article substantiates the importance and significance of the introduction and use of digital technologies by organizations in their activities. Under the influence of digital technologies, the operating model of the organization is changing, and cost efficiency is increasing. The author considers the role of using information systems as the main factor in maintaining competitiveness in the fitness services market, and suggests the use of digital technologies to achieve competitive advantages.

The results of the analysis of the main trends in the socio-economic development of the Republic of Bashkortostan are presented. The prospects and main directions of the formation and development of the biotechnological cluster in the region are considered.

The article identifies the main features of the metamodern - the era of fluctuations between structured and systemic modernity and vague and indefinite postmodernity. The technological trends of the era are revealed - digitalization of all spheres of civilization's life, their impact on the socio-economic ecosystem is determined. The author notes the penetration of digital technologies into all spheres of the economy, and, in particular, into the agro-industrial sector. The factors hindering the introduction of digital technologies in the agro-industrial complex are identified. The most important digital technologies that can increase the productivity of agricultural production have been identified. The scientific work used the logical and historical research methods, the comparative method, the analogy method, the systematic approach. The conclusion is made about the influence of digital trends of metamodern on the agricultural sector of the country's national economy as a factor in increasing the productivity of agricultural enterprises and their competitiveness in the domestic and world markets.

The paper discusses the issues of autonomization of rolling stock, the stages of its development, both over the past years and for the future years, as well as issues related to the use of autonomous transport, what is necessary for its use and how autonomous transport can be used from the point of view commercial use, and in the case of individual use.

The development of digital communication tools and promotion methods has changed the approaches to planning and implementing campaigns on the Internet. Campaigns using audience data are implemented with the participation of technology platforms and data providers. The author proposes an organizational and economic model for the interaction of all participants in the advertising market when implementing campaigns using audience data. The process of implementing online campaigns requires advertisers and agency employees to have new competencies and a deep understanding of the functions of all participants in the campaign implementation process. The article discusses the transformation of the functions of the advertiser and agencies in the management of advertising activity on the Internet.

The article analyzes the problems of the manifestation of risks of shadow and criminal activity in the life support system of citizens of the Russian Federation, the dissemination of which requires the development of effective measures to prevent and eliminate them. The most important issue is the formation of an effective economic security system with an emphasis on the new quality of life support for citizens of the Russian Federation in an adequate combination with the high growth rate of NTP in the Russian economy. The new technological structure emerging from the new achievements of scientific and technological progress involves the harmonization of the pace of scientific and technological development, combined with an adequate improvement in the quality of life support for citizens performing such achievements. Owing to this fact formation of new quality of the housing and communal services (HCS) as bases of life support of citizens becomes a prerequisite of increase in performance and intellectualization of human work. With this in mind, early recognition, prevention and elimination of risks of shadow and criminal activities in the housing and communal services system (housing and communal services) is considered as a significant mechanism to increase the effectiveness of the system of comfortable life support for citizens of the Russian Federation. The existing lag in the development of a high-quality and comfortable system for providing citizens of Russia on the basis of housing and communal services, the subject of which is the provision of quality and comfortable services, influenced by numerous risks of shadow and criminal influence, becomes a condition for intensifying economic development and increasing labor productivity on this basis. The need to develop and use modern scientific and technical achievements, especially in the field of digitalization, is emphasized in order to increase the efficiency of the economic security system of housing and communal services organizations based on innovative control mechanisms - internal control, audit, compliance control, taking into account financial investigations in order to prevent and eliminate the risks of shadow and criminal activities in the housing and communal services system.

The Term «Competitive intelligence» at the everyday level is clear to everyone who has an elementary experience of life in society. In any team, we will face competition and rivalry in person, or we will have the opportunity to witness the struggle for leadership, authority, or the privileged position of other members of the community. In the business world, the study of competitors and competing structures is based on a well-developed theoretical basis, and information is collected by all available methods, including those that directly contradict current legislation.

The role of digital economy instruments in the anti-crisis management of industrial enterprises at the regional level is determined. The method of anti-crisis management of industrial enterprises at the regional level is considered.

The article analyzes trends in innovative development at the national, regional and municipal levels of the Russian economy. The situation of innovation stagnation in the country is revealed, which occurred despite the active innovation policy pursued by the Federal government. As a result of the study of statistical indicators, it was found that low innovation activity in the Russian economy is due to the fact that innovation growth is significantly slowing down at the regional level. The authors concluded that the sharp differentiation of innovative production volumes in the Russian regions is a consequence of the gap in the interaction of economic levels, as well as the weak involvement of municipalities in the innovation process. Within the framework of the study, a scheme of interaction between government authorities for the development of innovative activities at the municipal level has been developed.

The purpose of the article is to analyze the impact of digitalization of the economy on project management. The article provides a fairly large amount of statistical data on the use of project management in Russia and abroad..4s a research task, the authors determined an attempt to evaluate the value of the 6D model in project management on the example of the construction sector, and show the prospects for the development of project management technology in the digital economy.

Systematic and interdisciplinary approaches, as a methodology of ecosystem theory, make it possible to generate the main ecosystem factors of the Russian and Chinese business in border territories. On the basis of the analysis, the authors of the study formulate the main directions of the business ecosystem development of the border territories between Russia and China.

The article analyzes the main characteristics of organizing and holding sports events compared to other types of sports services. The article explores the trend data from 2010 to 2019 that have an influence on the development of organizing and holding sports events.

This article is devoted to the study of the relationship, mutual influence of team building and team leadership establishedby the author of the article, the competencies of leaders in the field of team building, leadership styles, including with regard to the process of forming and maintaining teams, are established that the process of creating an effective team is an integral part of the leader's daily activities.

The authors considered historical and topical issues of the international division of labor (MRT). The analysis and parallel of MRI data by ancient scientists, researchers, scientists and experts of the XVIII, XIX, and XXI centuries. On the example of the European Union countries Greece, Spain and Portugal, the analysis of GDP, wages and unemployment as key indicators that characterize the economy of countries is carried out. The historical «cycle» of social structures is given and the dynamics of the ratio of the upper (B), middle (C) and lower (H) classes is shown. It shows the current problems of world markets, taking into account sanctions, trade wars and the consequences of the pandemic. Prospects for the national division of labor (NDT) are defined.