Analysis of Spain’s experience in the organization agricultural production insurance
https://doi.org/10.24182/2073-6258-2022-21-3-40-50
Abstract
Food security issues in Russia are becoming a priority in the context of an increase in the level of influence of climate risks on all aspects of the economic and social life of society, as well as changes in the political balance of power. The development of agricultural production requires the use of modern technologies and state support for the agricultural entrepreneur in the conditions of the predominance of risky farming zones, which is typical for the territory of the Russian Federation. Insurance is one of the important tools for ensuring the stability, continuity and payback of agricultural production, which has been used for a long time and effectively in many developed countries.
The subject of research in this article is the analysis, generalization and evaluation of the experience of building an agricultural risk insurance system in the EU countries. The object of the study is the territory of Spain, as the country that has achieved the greatest success in using the insurance tool, one of the effective methods of managing agricultural risks. The results of the study are to identify the advantages of the system of organization and interaction of participants in the insurance protection of an agricultural entrepreneur in Spain, which can be adapted for use in Russia.
Keywords
agricultural production,
insurance protection,
coinsurance,
state reinsurer,
insurance pool,
five-year concept,
basic income limit
Supporting agencies: The article was prepared based on the results of research carried out at the expense of budgetary funds under the state assignment of the Financial University
About the Author
T. A. Belousova
Financial University under Government of Russian Federation
Russian Federation
Russian Federation
Cand. Sci. (Econ.)
Moscow
References
1. Shutkov A.A. Methods of management of the agro-industrial complex. Economic systems. 2018. Volume 11. No. 3(42) S. 24–33. – URL: https://elibrary.ru/download/elibrary_36470076_22430703.html (accessed 08.15.2022). – Electronic text.
2. Atlas magazine «Agriculture insurance: products and schemes» . – 2018. – URL: https://www.atlas-mag.net/en/article/agricultural-insurance-products-and-schemes (accessed 10.08.2022). — Electronic text.
3. Konuspaev R.K., Demessinov T. ZH., Taipov T.A. Insurance system in the agricultural sector: state and problems. – Problems of Agrimarket. 2020. № 4. С. 103–108.– URL: https://www.elibrary.ru/item.asp?id=44520051 (accessed15.08.2022) — Electronic text.
4. Turaev Yu.B. Characteristic features of agricultural insurance in Russia with the adaptation of foreign experience. – Economics and management: problems, solutions. 2018. Volume 2. No. 3. – URL: https://www.elibrary.ru/item.asp?id=35070080 (accessed 08.14.2022). — Electronic text.
5. Сайт Farm Europe How to tackle price and income volatility farmers? An overview of international agricultural policies and instruments. 2016. – URL: https://www.farm-europe.eu/travaux/how-to-tackle-price-and-income-volatility-for-farmers-an-overview-of-international-agricultural-policies-and-instruments/ (accessed 22.07.2022) – Electronic text.
6. Farm Europe Spain: CAP strategic plan 2023–2027. 2022. March. – URL: https://www.farm-europe.eu/blog-en/spain-cap-strategic-plan-2023-27/ (accessed 23.07.2022). – Electronic text.
7. Ley 87/1978, de 28 diciembre, de seguros agrarios combinados. – URL: https://web.archive.org/web/20110915232916/http://consorseguros.es/c/document_library/get_file?uuid=63a32370-ce90-45a3-915c-6cd10789e19a&groupId=10124 (accessed 12.08.2022). — Electronic text.
8. Polyakova A.A. Agricultural insurance as an element of socio-economic development of rural areas. Foreign experience and Russian practice. – Bulletin of rural development and social policy. 2021. No. 1(29). P. 2–5. – URL: https://www.elibrary.ru/download/elibrary_45619674_70300881.pdf (accessed 08.14.2022) .– Electronic text.
9. Ignacio Machetti Bermejo El Sistema de seguros agrarios combinados en Espagna. Consorpeguros. 2015, abril. – URL: https://www.consorsegurosdigital.com/es/numero-02/portada-02/el-sistema-de-seguros-agrarios-combinados-en-espana (accessd 12.08.2022). – Electronic text.
10. Spletukhov Yu.A. Agricultural insurance in Russiz and abroad: comparative characteristics. Financial journal. 2018. № 1. – URL: https://cyberleninka.ru/article/n/selskohozyaystvennoe-strahovanie-v-rossii-i-za-rubezhom-sravnitelnaya-harakteristika/viewer (accessed 12.08.2022). – Electronic text.
11. Quarante-deux ans d’assurance agricole en Espagne. Risques. 2021. № 126. — URL: https://agroseguro.es/fileadmin/propietario/Prensa/Articulos/Articulo_I._Machetti_Revista_RISQUES.pdf (accessed 12.08.2022) – Electronic text.
12. Inform Annual Agroseguro 2021. URL: https://agroseguro.es/fileadmin/propietario/Agroseguro/Informes_anuales/2022_Inf_Anual_21/Informe_Anual_AGROSEGURO_2021.pdf (accessed 14.08.2022). – Electronic text.
13. Vodyanenko M.I., Nesterenko E.A. Comparative analysis of index and comprehensive insurance of agricultural risks. – Success factors. 2019. No. 2(13). P. 11–14. – URL: https://www.elibrary.ru/download/elibrary_42715905_71256692.pdf (accessed 15.08.2022). – Electronic text.
14. Аgricultural insurance with state support: preliminary results of 2021 and new directions of development. 2022. – URL: https://mcx.orb.ru/upload/uf/567/Agrostrakhovanie-s-gospodderzhkoy-predvaritelnye-itogi-2021-goda-i-novye-napravleniya-razvitiya.pdf.pdf (accessed 10.08.2022). – Electronic text.
15. Ignacio Machetti, president de Agroseguro: «El mayor compromise es responder con solidez a la confianza de los agricultores». 2021. February. – URL: https://agroseguro.es/sala-de-prensa/articulos/post/titulo/ignacio-machetti-presidente-de-agroseguro-el-mayor-compromiso-es-responder-con-solidez-a-la-confi (accessed 12.08.2022). — Electronic text.
Review
For citations:
Belousova T.A. Analysis of Spain’s experience in the organization agricultural production insurance. Scientific notes of the Russian academy of entrepreneurship. 2022;21(3):40-50. (In Russ.) https://doi.org/10.24182/2073-6258-2022-21-3-40-50
Views:
214
Email this article 
