Investment banking as a promising area of banking

Financial market participants are constantly trying to implement the adaptation of modern foreign products of banking institutions and innovative service tools as the formation of certain competitive advantages in this market.
The Russian financial market is quite dynamic. It is no coincidence that many financial analysts note the fact that Russia is characterized by profound changes in the economic sphere, and especially in the banking services market.
As banking institutions, it is customary to consider such organizations that collect funds from citizens of the country with special tools established by law, as well as transfer this capital to the process of use by various legal entities on the basis of the principle of repayment.
Over the past few years, the banking institutions themselves have gradually changed their own status with the transformation from an additional financial instrument of the largest corporations into individual players in the market. A fairly rapidly developing area of such banking activity is investment banking (in other words, investment banking).
For the first time, investment banking began to appear in the United States in the 30s of the last century, when, on a legislative basis, such banks were united into a separate conglomerate in order to manage the risks that arose as part of speculative operations in financial markets through deposits and customer deposits. This separation was further abolished, and commercial banks were again given the right to provide investment services.
The subject of research in the article is the economic relations that arise in the process of intermediary activities of investment banks. The research results consist in identifying the actual features of the development of investment banking within the framework of the main types of investment activities of banks. The author substantiated the advantages of investment banks functioning as financial institutions, the main task of which is to attract investments for companies on a commercial basis or for state and municipal authorities.

1. Blinova L.M. Modern trends in the development of investment banking in Russia. Scientific notes of the Altai branch of the Russian Academy of National Economy and Public Administration under the President of the Russian Federation. 2020. № 2. P. 134–138.

2. Burkova A.Y. Opportunities, status and prospects for the development of investment banking in Russia. Regional Economics: Theory and Practice. 2021. №. 4. P. 1821.

3. Burkova A.S. The ratio of investment and commercial banking. Digest Finance. 2021. № 10 (190). P. 18–20.

4. Bychkov V.P. Transformation of the concept of «investment banking». Financial analytics: problems and solutions. 2021. № 2. P. 37–40.

5. Kosov M.E. Modern trends in investment banking in the securities market. Bulletin of the Moscow University of the Ministry of Internal Affairs of Russia. 2022. № 5. P. 254–261.

6. Krushinskaya O.I. Trends and prospects of investment banking in the Russian Federation. Young science of Siberia. 2022. № 2 (12). P. 549–560.

7. Lunyakova N.A. Theoretical and methodological foundations of investment banking. Economics and management: theory and practice. 2021. № 6. P. 31–36.