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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">uzria</journal-id><journal-title-group><journal-title xml:lang="ru">Ученые записки Российской академии предпринимательства</journal-title><trans-title-group xml:lang="en"><trans-title>Scientific notes of the Russian academy of entrepreneurship</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2073-6258</issn><publisher><publisher-name>JSC “Publishing Agency “Science and Education”</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">uzria-76</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ЭКОНОМИЧЕСКИЙ РОСТ: ПРОБЛЕМЫ И ПЕРСПЕКТИВЫ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>ECONOMIC GROWTH: PROBLEMS AND PROSPECTS</subject></subj-group></article-categories><title-group><article-title>Модели перераспределения свободных средств населения</article-title><trans-title-group xml:lang="en"><trans-title>Models of redistribution of free funds of the population</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Вахняк</surname><given-names>А. Ю.</given-names></name><name name-style="western" xml:lang="en"><surname>Vakhnyak</surname><given-names>A. Y.</given-names></name></name-alternatives><email xlink:type="simple">vakhnyak.alexander@yandex.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Финансовый университет при Правительстве РФ</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Financial University under the Government of the Russian Federation</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2019</year></pub-date><pub-date pub-type="epub"><day>12</day><month>08</month><year>2021</year></pub-date><volume>18</volume><issue>4</issue><fpage>47</fpage><lpage>53</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Вахняк А.Ю., 2021</copyright-statement><copyright-year>2021</copyright-year><copyright-holder xml:lang="ru">Вахняк А.Ю.</copyright-holder><copyright-holder xml:lang="en">Vakhnyak A.Y.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://www.scinotes.ru/jour/article/view/76">https://www.scinotes.ru/jour/article/view/76</self-uri><abstract><p>Основной двигатель экономики это перераспределение свободных средств населения. Перераспределение может происходить на основании разных моделей, которые мы рассмотрим в данной статье и выясним их плюсы и минусы.</p></abstract><trans-abstract xml:lang="en"><p>The main engine of the economy is the redistribution of free funds of the population. Redistribution can occur on the basis of different models, which we will consider in this article and find out their advantages and disadvantages.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>инвестиционная доходность</kwd><kwd>фондовый рынок</kwd><kwd>банковские вклады</kwd><kwd>средства населения</kwd><kwd>денежная масса</kwd></kwd-group><kwd-group xml:lang="en"><kwd>investment profitability</kwd><kwd>stock market</kwd><kwd>Bank deposits</kwd><kwd>funds of the population</kwd><kwd>money supply</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">http://www.londonru.com/банки-великобритании/.</mixed-citation><mixed-citation xml:lang="en">http://www.londonru.com/банки-великобритании/.</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">https://ru.investing.com/equities/london-stock-exchange-chart.</mixed-citation><mixed-citation xml:lang="en">https://ru.investing.com/equities/london-stock-exchange-chart.</mixed-citation></citation-alternatives></ref><ref id="cit3"><label>3</label><citation-alternatives><mixed-citation xml:lang="ru">https://mir-procentov.ru/deposits/biblioteka-vkladchika/obzor-rynka-vkladov-usa.html.</mixed-citation><mixed-citation xml:lang="en">https://mir-procentov.ru/deposits/biblioteka-vkladchika/obzor-rynka-vkladov-usa.html.</mixed-citation></citation-alternatives></ref><ref id="cit4"><label>4</label><citation-alternatives><mixed-citation xml:lang="ru">https://ru.investing.com/etfs/spdr-s-p-500-chart.</mixed-citation><mixed-citation xml:lang="en">https://ru.investing.com/etfs/spdr-s-p-500-chart.</mixed-citation></citation-alternatives></ref><ref id="cit5"><label>5</label><citation-alternatives><mixed-citation xml:lang="ru">https://zagranportal.ru/germaniya/biznes/nakopitelnyi-schet-germanii.html.</mixed-citation><mixed-citation xml:lang="en">https://zagranportal.ru/germaniya/biznes/nakopitelnyi-schet-germanii.html.</mixed-citation></citation-alternatives></ref><ref id="cit6"><label>6</label><citation-alternatives><mixed-citation xml:lang="ru">https://ru.investing.com/indices/xetra-dax-price-chart.</mixed-citation><mixed-citation xml:lang="en">https://ru.investing.com/indices/xetra-dax-price-chart.</mixed-citation></citation-alternatives></ref><ref id="cit7"><label>7</label><citation-alternatives><mixed-citation xml:lang="ru">https://trendeconomy.ru/data/wdi/FRA/FR_INR_DPST.</mixed-citation><mixed-citation xml:lang="en">https://trendeconomy.ru/data/wdi/FRA/FR_INR_DPST.</mixed-citation></citation-alternatives></ref><ref id="cit8"><label>8</label><citation-alternatives><mixed-citation xml:lang="ru">https://ru.investing.com/indices/euronext-100-chart.</mixed-citation><mixed-citation xml:lang="en">https://ru.investing.com/indices/euronext-100-chart.</mixed-citation></citation-alternatives></ref><ref id="cit9"><label>9</label><citation-alternatives><mixed-citation xml:lang="ru">http://www.rusacad.ru/docs/nauka/Uch.Zap.t18.3.pdf.</mixed-citation><mixed-citation xml:lang="en">http://www.rusacad.ru/docs/nauka/Uch.Zap.t18.3.pdf.</mixed-citation></citation-alternatives></ref><ref id="cit10"><label>10</label><citation-alternatives><mixed-citation xml:lang="ru">http://www.statdata.ru/10-samih-bolshih-stran-mira-po-naseleniu.</mixed-citation><mixed-citation xml:lang="en">http://www.statdata.ru/10-samih-bolshih-stran-mira-po-naseleniu.</mixed-citation></citation-alternatives></ref><ref id="cit11"><label>11</label><citation-alternatives><mixed-citation xml:lang="ru">https://bcs-express.ru/novosti-i-analitika/skol-ko-deneg-rossiiane-derzhat-v-bankakh.</mixed-citation><mixed-citation xml:lang="en">https://bcs-express.ru/novosti-i-analitika/skol-ko-deneg-rossiiane-derzhat-v-bankakh.</mixed-citation></citation-alternatives></ref></ref-list><fn-group><fn fn-type="conflict"><p>The authors declare that there are no conflicts of interest present.</p></fn></fn-group></back></article>
