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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">uzria</journal-id><journal-title-group><journal-title xml:lang="ru">Ученые записки Российской академии предпринимательства</journal-title><trans-title-group xml:lang="en"><trans-title>Scientific notes of the Russian academy of entrepreneurship</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2073-6258</issn><publisher><publisher-name>JSC “Publishing Agency “Science and Education”</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">uzria-59</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ОТРАСЛЕВОЙ СЕКТОР КАК ОСНОВА ЭКОНОМИКИ РОССИИ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>INDUSTRY SECTOR AS THE BASIS OF THE RUSSIAN ECONOMY</subject></subj-group></article-categories><title-group><article-title>Дивидендная доходность как альтернатива банковского вклада</article-title><trans-title-group xml:lang="en"><trans-title>Dividend yield as an alternative to Bank Deposit</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Вахняк</surname><given-names>А. Ю.</given-names></name><name name-style="western" xml:lang="en"><surname>Vakhnyak</surname><given-names>A. Y.</given-names></name></name-alternatives><email xlink:type="simple">vakhnyak.alexander@yandex.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Финансовый университет при Правительстве РФ</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Financial University under the Government of the Russian Federation</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2019</year></pub-date><pub-date pub-type="epub"><day>12</day><month>08</month><year>2021</year></pub-date><volume>18</volume><issue>3</issue><fpage>150</fpage><lpage>157</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Вахняк А.Ю., 2021</copyright-statement><copyright-year>2021</copyright-year><copyright-holder xml:lang="ru">Вахняк А.Ю.</copyright-holder><copyright-holder xml:lang="en">Vakhnyak A.Y.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://www.scinotes.ru/jour/article/view/59">https://www.scinotes.ru/jour/article/view/59</self-uri><abstract><p>В основном население, имеющее свободные денежные средства, хочет их не только сохранить, но и приумножить, для этого используются банковские вклады, однако инвестирование под дивиденды на фондовом рынке может показать намного более высокую доходность.</p></abstract><trans-abstract xml:lang="en"><p>In the General population having available funds wants them not only to maintain but also to increase, the use of Bank deposits, but to invest in dividends in the stock market may show a much higher yield.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>дивиденды</kwd><kwd>инвестиционная доходность</kwd><kwd>фондовый рынок</kwd><kwd>акции</kwd><kwd>банковские вклады</kwd></kwd-group><kwd-group xml:lang="en"><kwd>dividends</kwd><kwd>investment returns</kwd><kwd>stock market</kwd><kwd>shares</kwd><kwd>bank deposits</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">https://www.banki.ru/products/deposits/.</mixed-citation><mixed-citation xml:lang="en">https://www.banki.ru/products/deposits/.</mixed-citation></citation-alternatives></ref><ref id="cit2"><label>2</label><citation-alternatives><mixed-citation xml:lang="ru">https://ru.investing.com/equities/sberbank_rts-chart.</mixed-citation><mixed-citation 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authors declare that there are no conflicts of interest present.</p></fn></fn-group></back></article>
