uzriaУченые записки Российской академии предпринимательстваScientific notes of the Russian academy of entrepreneurship2073-6258JSC “Publishing Agency “Science and Education”10.24182/2073-6258-2025-24-4-9-15uzria-1180Research ArticleЭКОНОМИЧЕСКИЙ РОСТ: ПРОБЛЕМЫ И ПЕРСПЕКТИВЫECONOMIC GROWTH: CHALLENGES AND PROSPECTSИсламские финансы в Европе: современные проблемы ассимиляцииIslamic finance in Europe: contemporary problems of assimilationБабенковаС. Ю.BabenkovaS. Yu.

Кандидат экономических наук, старший научный сотрудник, отдел экономических исследований

Москва

Cand. Sci. (Econ.), Senior scientific officer, Department of Economic Research

Moscow

s.babenkova@ivran.ruИнститут востоковедения РАНРоссияInstitute of Oriental Studies of the Russian Academy of SciencesRussian Federation202530122025244915Copyright © Бабенкова С.Ю., 20252025Бабенкова С.Ю.Babenkova S.Y.Данная работа распространяется под лицензией Creative Commons Attribution 4.0.This work is licensed under a Creative Commons Attribution 4.0 License.https://www.scinotes.ru/jour/article/view/1180

В условиях современных изменяющихся геоэкономических условий, исламская финансовая индустрия распространяется за пределы мусульманских стран. Европейские страны начали свой путь по внедрению исламского финансирования более 15–20 лет назад. Одной из целей этого внедрения являлось привлечение инвестиций из стран Персидских монархий, а также стремление стать финансовым центром не только для денежных средств Старого Света, но и мировым центром исламских финансов.

В этом контексте опыт таких европейских стран, как Великобритания, Франция, Германия, Люксембург, представляется наиболее интересным, но наряду с позитивными финансовыми результатами эти страны также получают и обратные эффекты, выраженные в растущем мусульманском населении, внедрении в правовые системы шариатских законов, а также возникающие проблемы в цивилизационном противостоянии. 

In today’s changing geo–economic circumstances, the Islamic finance industry is expanding beyond Muslim countries. European countries started their way to implementing Islamic finance more than 15–20 years ago. One of the goals of this implementation was to attract investment from the Persian monarchies, as well as to become a financial center not only for Old World funds but also a global center for Islamic finance.

In this context, the experience of European countries such as the UK, France, Germany, and Luxembourg appears particularly interesting. However, along with positive financial results, these countries are also experiencing negative effects, fueled by a growing Muslim population, the introduction of Sharia law into their legal systems, and the emerging challenges of civilizational conflict. 

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The authors declare that there are no conflicts of interest present.